International Banking Solutions
SANADKO supports companies, traders and investors with transaction review, documentation and banking coordination for international transactions, trade and qualifying projects.
Confidential initial review · Subject to KYC, compliance and institutional approval
The right service
Corporate bank account opening is one service. Banking coordination for trade and structured transactions is a different process involving the transaction, counterparties, instrument, documents, compliance, risk, structure and the suitability of potential banking channels.
Looking for a normal UAE corporate bank account?Capabilities
SANADKO's role is limited to transaction review, documentation and process support, and appropriate introductions or communication. The relevant bank or financial institution alone determines eligibility, credit assessment, collateral or security, pricing, terms, issuance and approval.
الاعتماد المستندي
A documentary instrument commonly used in international trade, where payment is handled against compliant documentary conditions. Support may include transaction review, document coordination and engagement with an appropriate banking channel, including sight or usance structures where relevant.
خطاب اعتماد احتياطي
A standby instrument generally intended to support an underlying obligation and become relevant upon non-performance or default under its terms. It is not cash, and neither issuance nor monetisation is promised.
الضمانات البنكية
Coordination relating to performance, advance-payment, bid or tender, and payment guarantees. Availability, collateral and issuance conditions depend on the issuing bank, applicant profile and underlying obligation.
تنسيق التمويل التجاري
Coordination for qualifying import, export and trading transactions, including documentary trade structures, trade-linked working capital discussions and transaction documentation. Any financing is provided only by the relevant institution and is never guaranteed.
تنسيق حلول التمويل المهيكل
Initial assessment, documentation and structuring coordination for transactions requiring more than ordinary corporate lending, with banking or financial-channel introductions where appropriate. SANADKO is not the lender.
تنسيق تمويل المشروعات
Coordination for qualifying commercial, industrial, infrastructure or investment projects. Bankability depends on project economics, sponsor strength, equity, cash flows, contracts, security, risk, jurisdiction and institutional requirements.
التنسيق المصرفي الدولي
Some transactions require discussions outside the UAE. Coordination may be considered according to jurisdiction, sanctions, transaction type, bank appetite and counterparty profile; access to any specific bank or country is not promised.
Instrument education
These are practical distinctions, not complete legal definitions. Actual rights and obligations are governed by the instrument, bank documentation and applicable rules.
| Instrument | Typical purpose | Typical trigger |
|---|---|---|
| LC | Trade payment and documentary settlement | Presentation of documents that comply with the credit terms |
| SBLC | Standby support for an underlying obligation | A complying claim under default or non-performance conditions in the instrument |
| BG | Support for contractual, payment or performance obligations | A claim made in accordance with the guarantee terms |
Banking communication
MT700 is commonly associated with issuance of a documentary credit. MT760 is commonly associated with guarantees or standby instruments. MT799 is a SWIFT free-format message type that may be used in banking communication depending on the transaction; it is not itself a financial instrument.
A SWIFT message reference alone does not prove that funds exist or guarantee a transaction. Independent bank verification, transaction due diligence and compliance review remain essential.
A disciplined process
Progression is subject to the transaction passing each review stage; not every enquiry proceeds to execution.
Discovery
Understand the transaction, objective and requested banking solution.
Discovery
Review the company, ownership, activity and initial compliance profile.
Due Diligence
Assess the parties, jurisdictions and commercial purpose of the transaction.
Due Diligence
Review the available commercial and transaction documentation.
Structuring
Identify the appropriate banking structure for the transaction.
Coordination
Coordinate discussions with an appropriate banking or financial channel where applicable.
Execution
Support the process through the applicable banking review and follow-up stages.
Subject to successful completion of applicable review stages.
Before the market
A credible banking discussion starts with a clear and verifiable transaction file.
Ready to review your transaction?
Commercial focus
Discuss your cross-border banking requirements
Feasibility can depend on countries, banks, currencies, goods, counterparties, sanctions exposure, compliance, documentation and the proposed transaction route. SANADKO may coordinate suitable banking discussions in the UAE or internationally where appropriate, without promising a particular channel or outcome.
Legitimate banking and trade-finance transactions are subject to KYC, AML, sanctions screening, source-of-funds checks, source-of-wealth review where applicable, counterparty due diligence and each institution’s internal risk policies. SANADKO does not assist with bypassing banking controls.
Transaction safety
Be cautious around unverified instruments or SWIFT messages, fake MT760 or MT799 claims, unverified ‘leased’ instruments, guaranteed SBLC monetisation, unverified proof-of-funds or RWA claims, large upfront fees without a verifiable banking process, and requests to bypass KYC or AML.
A professional transaction should be independently verifiable through the relevant banking channels.
Frequently asked questions
Continue with SANADKO
Before approaching banks, make sure the structure, documentation and counterparties are clear.
SANADKO provides transaction assessment, documentation and banking-process coordination support. SANADKO is not a bank, lender, issuer, fund or investment adviser and does not guarantee financing, issuance, acceptance, monetisation or approval. Every transaction remains subject to independent due diligence, KYC, AML, sanctions screening, institutional risk policies and the approvals of the relevant parties.
